Mark Bechhofer grew up in a working-class family on Long Island and graduated college with a music degree and over $150K in student debt. Upon moving to NYC, he transitioned into an enterprise sales and spent nearly a decade selling into regulated industries at S&P Capital IQ, Dropbox, RelSci and Hyperscience. After paying off his student loans, he decided to join his longtime friend Ruben and cofound Quiltt. Quiltt's mission is to empower anyone to build modern consumer fintech experiences and we believe that removing technical barriers for innovators is the key to expanding access to financial services for everyone.